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The Small and Medium Enterprises Loan Guarantee Program (Kafalah) provides the necessary guarantees for financiers to assist MSMEs and entrepreneurs in obtaining financing necessary for development of their activities, and aims to encourage financiers to deal with SMEs sector in addition to attracting a new segment of MSME owners that have not previously dealt with financiers.

Kafalah Program seeks to achieve the goals and themes of Saudi Vision 2030 in all of its initiatives and products being developed with cooperating financiers and relevant entities, so that the Program will have an effective positive impact on the development and sustainability of SMEs sector in the interest of the Kingdom's economy.​

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